Built for South African business
Get paid on time. See cash trouble coming.
Invoices, a live debtor book, automatic reminders and a 90-day cash flow forecast, in one place built for businesses that sell on credit.
- Free plan, no card needed
- Each business's data kept apart
- Cancel any time
Cash flow
Next 90 daysCash on hand
R 84 250
Runway
46 days
Owed to you
R 21 800
Reminder sent
Invoice INV-0042, 3 days overdue
Built for South African businesses that invoice other businesses
- Suppliers
- Contractors
- Manufacturers
- Distributors
- Service firms
- Agencies
One platform
Everything between sending an invoice and getting paid
Pick a part of the cycle to see how it works.
Cash flow forecast
Know the day cash gets tight, weeks before it does.
Middle path Likely range Your bufferDebtor Health Index
See which customers will pay late, before they do.
84StrongUsually pays 3 days latePayment delay82Trend74Share of book91Invoices and debtor book
Send invoices and know exactly who owes you.
Reminders and collections
Get paid sooner without spending your week chasing.
Expenses, budgets and approvals
Keep spending inside the plan, with sign-off where it matters.
Try it
Does your cash last until your customers pay?
Move the sliders to match your business. It takes ten seconds.
Your cash covers
25 days
of running costs, and customers take 45 days to pay.
About R 45 000 short before your customers pay. That is the gap a forecast lets you see weeks ahead, while there is still time to act on it.
A quick estimate that spreads costs evenly and assumes customers pay all at once. Katlego's forecast works from your actual invoices, each customer's payment history and your regular payments.
Get your real forecastThe Katlego Finance family
Money confidence at every stage
A platform for running a business, and three for learning money by living it.
- Small and medium businesses
Katlego Finance for business
Invoicing, debtor management and a 90-day cash flow forecast in one place.
- Invoices and a live debtor book
- A payment score for every customer
- Know the day cash gets tight
- Working adults
Katlego Professionals
Real money skills for working life, practised in simulation first.
- First payslip, renting, credit, insurance and retirement
- Take-home tools such as a take-home pay calculator
- A certificate for every module you complete
- Founders and side hustles
Katlego Entrepreneurs
Run the hustle in simulation first, keep what you learn for the real one.
- Starting your hustle, keeping the money straight, growing it into a business
- A pricing calculator and a cash flow and invoice tracker to keep
- Practise the mistakes before they cost real money
- Students
Katlego Students
Learn money by living it, one decision at a time.
- Banking, budgeting, saving, credit, earning and planning
- Banking and Accounts is free to start
- Buy a module once and keep it for good
Security
Built to be trusted with your books
Your invoices, customers and bank details are sensitive. They are protected that way.
Walled off
Each business's records are kept apart by the database itself.
Two-step sign-in
Authenticator codes and passkeys, so a password alone is not enough.
A check before money moves
Money actions ask for a second verification every time.
A record nobody can rewrite
Every change is logged, and the log cannot be edited or deleted.
Know where your cash stands before the month does.
Free to start. No card, and no time limit on the Free plan.